Zakat is the fourth pillar of Islam, mentioned repeatedly in the Quran — not as a mere recommendation, but as an obligation equal in standing to prayer. This guide summarises all types of zakat, their scriptural evidence, the latest nisab figures for 2026, and calculation methods that can be applied immediately.
Why Zakat Is Obligatory: The Foundational Evidence
From the Quran — Zakat Is Mentioned 82 Times
Allah pairs zakat with prayer in the Quran on 28 occasions — demonstrating that zakat is inseparable from a Muslim's core acts of worship.
وَأَقِيمُوا الصَّلَاةَ وَآتُوا الزَّكَاةَ وَأَطِيعُوا الرَّسُولَ لَعَلَّكُمْ تُرْحَمُونَ — "And establish the prayer, give zakat, and obey the Messenger, so that you may receive mercy." (Source: QS. An-Nur: 56)
"And what you give in zakat, seeking the pleasure of Allah — those are the ones who multiply their reward." (Source: QS. Ar-Rum: 39)
From the Hadith — Warning for Those Who Abandon Zakat
"There is no owner of camels, cows, or goats who does not pay their zakat, except that these animals will come on the Day of Resurrection larger and fatter than before, trampling and goring him." (Source: HR. Muslim no. 987)
The Wisdom of Zakat According to the Salaf Scholars
- Imam Al-Ghazali (Ihya' 'Ulum al-Din): Zakat is an act of worship that purifies the soul from miserliness and excessive attachment to the world.
- Imam Ibn al-Qayyim (Zad al-Ma'ad): Zakat has two dimensions: taqarrub (drawing closer to Allah) and ijtima'i (social solidarity).
- Imam Ibn Khaldun (Muqaddimah): Zakat is the most equitable wealth redistribution system — its burden is proportional to the wealth possessed.
Summary of All Zakat Types and Nisab for 2026
- Zakat Maal: Nisab 85g gold (±IDR 235 million), haul 1 year, rate 2.5%
- Income Zakat: Rice nisab ±IDR 3–5 million/month or gold ±IDR 235 million/year, rate 2.5%
- Zakat Fitrah: IDR 35,000–57,000 per person (by region), paid before Eid prayer
- Trade Zakat: Nisab 85g gold (±IDR 235 million), haul 1 year, rate 2.5%
- Agricultural Zakat: Nisab 653 kg grain, paid at every harvest, rate 5–10%
- Gold Zakat: Nisab 85 grams of gold, haul 1 year, rate 2.5%
- Silver Zakat: Nisab 595 grams of silver, haul 1 year, rate 2.5%
- Investment Zakat: Nisab 85g gold (±IDR 235 million), haul 1 year, rate 2.5%
Calculate All Your Zakat Obligations
KontrolUang provides calculators for all types of zakat — with real-time nisab based on current gold and silver prices.
→ Access all zakat calculators at kontroluang.com/kalkulator/zakat-lainnya
Written by
Aaqil Umais ZabirFinancial education writer at Kontrol Uang
Aaqil Umais Zabir writes personal finance guides for Kontrol Uang, focusing on budgeting, transaction tracking, zakat, and practical everyday financial decisions for Indonesian readers.
