Zakat Calculator · KontrolUang
Business & Trade Zakat Calculator
Have a business or trading venture? Trade zakat is calculated from total productive business assets after subtracting trade debts. Enter your business figures below to see your obligation.
Nisab note
The nisab for trade zakat follows the gold nisab: equivalent to 85 grams of gold per year (≈ Rp 161,500,000). Calculated from business capital + profit + collectible receivables minus trade debts.
Live gold & silver reference
This data helps set nisab for gold/silver zakat automatically.
Last updated: 30/7/2026, 09.26.15
Gold price per gram
Rp 2.368.888
Silver price per gram
Rp 33.658
Gold nisab value (85g)
Rp 201.355.479
Silver nisab value (595g)
Rp 20.026.306
Market value, not purchase price
Business account + cash on hand
Invoices to customers
Subtract from total assets
Net trading assets total: Rp 0
Current nisab: Rp 201.355.479
Track business finances & zakat in one place
KontrolUang helps Muslim business owners calculate trade zakat automatically every year—no more manual calculations.
FAQ
Trade zakat applies to businesses that buy and sell goods: traders, distributors, retailers, importers, and similar. Service businesses have different rulings and are generally categorized under professional income zakat.
Trade zakat is calculated not from revenue or net profit, but from net trading assets (inventory + cash + receivables minus trade debts) at the time of haul. This is different from income tax which is calculated from profit.
If the business has not completed one year (haul), trade zakat is not yet obligatory. However, if business assets are combined with personal wealth that has already met haul, calculations may be combined.
Yes. Inventory is calculated based on its market value at the time of haul—not the purchase price. If market prices have dropped, use the current market value.
Trade Zakat 2026: Who Must Pay, What’s Included, and How to Pay
What is trade zakat?
Trade zakat is zakat on wealth circulated in buying and selling. Unlike zakat maal which counts all wealth, trade zakat focuses on productive business assets: inventory, business cash, and trade receivables—minus business liabilities.
Why is trade zakat important?
For Muslim entrepreneurs, trade zakat purifies business wealth while ensuring distribution to those in need. As a business grows, the obligation grows too—so it’s important to calculate it accurately every year.